I've heard people say stuffs like "seriously, money or passion is not the problem but I'm so busy that I don't have the time..."When people talk about budget, they most often refer only to money forgetting that a budget that is
not time-bound, is just a wish.
It's unfortunate that many of us budget our finances but forget that time is a vital, yet limited resource that also need a well thought out budgeting if we must deliberately get anything meaningful done.

